kalaei, Hamid, Sina Abouei Mehrizi, Hossein Moinzad, and Mehrzad Minouei. “Investment Model in Financial Systems With a FinTech Approach”. Journal of Resource Management and Decision Engineering 3, no. 1 (January 1, 2024): 48–60. Accessed November 10, 2025. https://journalrmde.com/index.php/jrmde/article/view/204.